SPDR S&P 500 ETF Trust
Price
$771.10
YTD
+12.85%
Expense
0.09%
Yield
1.25%
SCHD
SCHD NYSE
Schwab U.S. Dividend Equity ETF · by Charles Schwab
Price
$34.83
YTD return
+8.45%
1Y return
15.20%
Expense ratio
0.06%
Dividend yield
3.45%
AUM
$62B
SCHD focuses on high-quality U.S. dividend-paying companies with a track record of consistent dividend payments. A favorite among income-focused investors for its low cost and reliable distributions.
What is SCHD?
Schwab U.S. Dividend Equity ETF (SCHD) is one of the most popular dividend ETFs, combining quality metrics with dividend yield. It tracks the Dow Jones U.S. Dividend 100 Index, selecting 100 high-quality dividend-paying U.S. stocks based on financial strength and consistent dividend history.
SCHD's Quality Dividend Approach
Unlike simple high-yield funds, SCHD screens for quality: 10-year dividend payment history, strong cash flow, ROE, dividend yield, and growth rate. This quality filter helps avoid dividend traps — companies with unsustainably high yields.
Sector Allocation
- Financials: 18.5%
- Healthcare: 15.2%
- Consumer Staples: 13.8%
- Technology: 12.5%
- Industrials: 11.2%
- Energy: 10.8%
- Consumer Discretionary: 7.5%
- Communication Services: 5.2%
- Materials: 3.5%
- Utilities: 1.8%
SCHD for Dividend Growth Investors
SCHD has grown its dividend at approximately 12% annually over the past 5 years, making it a favorite for dividend growth investors. At just 0.06% expense ratio, it's one of the cheapest dividend ETFs available.
SCHD vs VYM vs DVY
SCHD focuses on quality + yield, VYM targets broad high-yield stocks, and DVY concentrates on the highest-yielding names. SCHD has historically delivered the best total return among these three due to its quality filters.
Top holdings
Every holding links to its own page with a live price and the full list of funds that own it.
| # | Holding | Ticker | Sector | Weight | Price |
|---|---|---|---|---|---|
| 1 | Cisco Systems | CSCO | Technology | 4.50% | $112.15 -0.19% |
| 2 | Home Depot | HD | Consumer Discretionary | 4.30% | $328.61 -1.86% |
| 3 | BlackRock | BLK | Financials | 4.20% | $1,167.57 -0.48% |
| 4 | Chevron | CVX | Energy | 4.10% | $199.77 -0.22% |
| 5 | Verizon | VZ | Communication Services | 4.00% | $49.43 -1.51% |
| 6 | Texas Instruments | TXN | Technology | 3.90% | $266.54 1.82% |
| 7 | PepsiCo | PEP | Consumer Staples | 3.80% | $139.72 -1.74% |
| 8 | AbbVie | ABBV | Healthcare | 3.70% | $258.15 -1.81% |
| 9 | Amgen | AMGN | Healthcare | 3.50% | $436.99 -0.76% |
| 10 | Coca-Cola | KO | Consumer Staples | 3.40% | $89.06 -1.13% |
Frequently asked questions
Is SCHD good for retirement?
SCHD is excellent for retirement portfolios. Its focus on dividend growth means your income stream increases over time, helping combat inflation.
How often does SCHD pay dividends?
SCHD pays dividends quarterly, typically in March, June, September, and December.
What is SCHD's dividend growth rate?
SCHD has averaged approximately 12% annual dividend growth over the past 5 years.
Compare with similar ETFs
Invesco QQQ Trust
Price
$721.11
YTD
+15.62%
Expense
0.20%
Yield
0.52%
Vanguard S&P 500 ETF
Price
$708.75
YTD
+12.78%
Expense
0.03%
Yield
1.28%
iShares UK Dividend UCITS ETF
Price
£1,032.80
YTD
+3.50%
Expense
0.40%
Yield
4.80%
Vanguard Australian Shares High Yield ETF
Price
A$85.29
YTD
+3.80%
Expense
0.25%
Yield
5.50%
Vanguard Total Stock Market ETF
Price
$380.63
YTD
+11.92%
Expense
0.03%
Yield
1.32%
Community
SCHD discussion
Questions on fair value, cost, dividends and risk — answered with the fund data on this page.
What is the fair value of SCHD in 2026?
SCHD price prediction 2026: what actually drives it?
Does SCHD pay a dividend, and how reliable is the yield?
Is SCHD a good long-term hold, or too concentrated?
Ask a question about SCHD
Questions are reviewed before publishing. Please do not ask for personal investment advice — we cannot provide it.