Vanguard Diversified High Growth Index ETF
Australia All-In-One Portfolio ETFs
Build a complete investment portfolio with a single Australian ETF. VDHG multi-asset, set-and-forget investing on the ASX.
One-Fund Australian Portfolios
Vanguard's Diversified series lets you invest in a complete, globally diversified portfolio with a single ETF purchase. No rebalancing required.
VDHG — The Set-and-Forget Champion
VDHG holds 7 underlying Vanguard funds covering Australian shares (36%), international shares (48%), and bonds (16%). At 0.27% all-in, it's cheaper than building the same portfolio yourself and automatically rebalances.
Who Should Use VDHG?
VDHG suits investors with a 7+ year time horizon who want simplicity. One purchase gives you exposure to thousands of companies across 40+ countries plus bonds for stability. It's the ultimate beginner-friendly investment.
Vanguard Australian Shares Index ETF
iShares Core S&P/ASX 200 ETF
Vanguard Australian Government Bond ETF
Vanguard Australian Shares High Yield ETF
Frequently asked questions
What is an all-in-one ETF portfolio in Australia?
An all-in-one ETF portfolio is a single fund that provides diversified exposure to multiple asset classes like Australian shares, international equities, and bonds in one investment.
What is VDHG ETF?
VDHG (Vanguard Diversified High Growth Index ETF) is a multi-asset ETF that invests in a mix of Australian and international shares along with bonds, offering a complete portfolio in one fund.
Why is VDHG called a set-and-forget ETF?
VDHG is called a set-and-forget ETF because it automatically rebalances its asset allocation and requires no active management from investors.
What is the asset allocation of VDHG?
VDHG typically holds around 90% equities (Australian and international) and 10% bonds, providing a high-growth investment profile with some stability.
Is VDHG good for beginners?
Yes, VDHG is ideal for beginners because it offers instant diversification, simplicity, and automatic rebalancing in a single investment.
What is the expense ratio of VDHG?
VDHG has an expense ratio of approximately 0.27%, which is competitive considering it provides exposure to multiple underlying funds.
What are the underlying funds in VDHG?
VDHG invests in multiple Vanguard funds covering Australian equities, international equities, emerging markets, and fixed income securities.
How does VDHG compare to building your own portfolio?
VDHG is often cheaper and more convenient than building a similar portfolio manually, as it bundles multiple asset classes into one ETF and handles rebalancing automatically.
What is the ideal investment horizon for VDHG?
VDHG is best suited for investors with a long-term horizon of at least 7 years due to its high equity exposure and potential volatility.
Does VDHG pay dividends?
Yes, VDHG pays distributions with a yield of around 2.8%, derived from dividends and interest from its underlying assets.
What is VAS ETF and how is it different from VDHG?
VAS focuses only on Australian equities (ASX 300), while VDHG is a diversified portfolio including global stocks and bonds.
What is IOZ ETF and its role in a portfolio?
IOZ tracks the ASX 200 and provides exposure to Australia’s largest companies, often used as a core equity holding in DIY portfolios.
What is VGB ETF used for?
VGB invests in Australian government bonds and is used to add stability and reduce risk in an investment portfolio.
What is VHY ETF and who should invest in it?
VHY focuses on high-dividend Australian companies and is suitable for investors seeking higher income and franking credits.
Is VDHG risky?
VDHG carries moderate to high risk due to its heavy allocation to equities, but diversification across global markets helps manage risk.
Can VDHG replace multiple ETFs?
Yes, VDHG can replace multiple ETFs by combining domestic and international equities with bonds into a single investment.
What is the return potential of VDHG?
VDHG offers strong long-term growth potential driven by global equities, with recent YTD returns around 5%, though performance varies with markets.
Is VDHG suitable for passive investors?
Yes, VDHG is designed for passive investors who want a simple, hands-off investment strategy.
Can international investors buy VDHG?
Yes, international investors can invest in VDHG through brokers that provide access to the Australian Securities Exchange.
What is the best strategy for investing in VDHG?
A long-term, consistent investment approach such as dollar-cost averaging is considered the best strategy when investing in VDHG.